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🇵🇪Peru

Payment gateways for Peru.

Yape + Plin wallets are exploding. Cards + cash at retail (PagoEfectivo) still common.

3 gateways available0 native to Peru

🇵🇪 Peru — what you need to know

Yape + Plin wallets are exploding. Cards + cash at retail (PagoEfectivo) still common.

Popular methods here: Credit / Debit Cards · Bank transfer · Cash on Delivery · Local wallets

🇵🇪 3 gateways in Peru

Mercado Pago logo

Mercado Pago

HQ Buenos Aires / São Paulo

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LatAm default — especially Brazil (Pix) and Argentina (local ecosystem)

Domestic cards3.99% + R$0.50 (Brazil, 1x) · higher with installments
Local methodsPix 0.99% · Boleto 3.49% + R$3.49
Settlement: Instant (Pix) to T+14 (credit card installments)

Supports

Credit / Debit CardsPixBoleto BancárioOXXOLocal walletsBank transfer

Integrates with

ShopifyWooCommerceMagento (Adobe Commerce)PrestaShop
dLocal logo

dLocal

HQ Montevideo, Uruguay

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Global merchants wanting ONE gateway for all emerging markets (LatAm + Africa + South Asia)

Domestic cards~3% (Brazil) · varies by country
Local methodsPix 1% · Boleto 3% + fixed · OXXO 3.5%
ExtraSettlement FX conversion: ~2-3% if settling to USD
Settlement: T+3 to T+7 (settlement in USD available)

Supports

Credit / Debit CardsPixBoleto BancárioOXXOBank transferLocal wallets

Integrates with

ShopifyBigCommerceMagento (Adobe Commerce)

Good to know

Settlement in USD simplifies cash management for non-local businesses.

EBANX logo

EBANX

HQ Curitiba, Brazil

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Latin America cross-border — Brazilian focus. Used by Shopify Plus international merchants.

Domestic cards~3.5% (Brazil)
Local methodsPix 1.5% · Boleto 3%
Settlement: T+1 (Pix) to T+30 (boleto)

Supports

Credit / Debit CardsPixBoleto BancárioOXXOBank transfer

Integrates with

ShopifyMagento (Adobe Commerce)WooCommerce

Negotiate better rates — at volume, list prices are opening offers.

Above $50k/month in processing volume, every gateway negotiates. Book a call and I'll walk through which gateways to approach, what to ask for, and the ranges to target based on 500+ merchant negotiations.

Book a call · $29
How this data is sourced + kept fresh

Rates, payment method availability, and country coverage are compiled from published rate cards as of 2026, cross-checked against what our clients actually pay. We refresh quarterly.

Rates are typical published figures. Your actual rate depends on volume, business category, and negotiation. Above $50k/month in GMV, expect 20-40% below list prices.

Not affiliate. We don't earn commission for gateway signups. Rankings are based on country-fit + payment method coverage, not sponsorship.

Questions about Peru

People ask us these a lot.

What's the best payment gateway for Peru ecommerce?+

Peru is typically served well by global gateways like Stripe or PayPal combined with local-method support. The specific best pick depends on your order volume, AOV, and which payment methods your buyers expect.

Which payment methods do Peru buyers expect at checkout?+

Yape + Plin wallets are exploding. Cards + cash at retail (PagoEfectivo) still common.

How many gateways support Peru?+

We track 3 major payment gateways available in Peru: Mercado Pago, dLocal, EBANX. Use the tool above to filter by your platform (Shopify, WooCommerce, etc.) or by specific payment methods you must support.

Do international cards work in Peru?+

Most gateways available in Peru support international cards, but at higher rates — typically 1-1.5% above domestic. For cross-border revenue above 30% of your mix, pick a gateway with good international card handling (Stripe, Adyen, PayPal are strongest).

Navigating Peru payments feels complex — because it is.

Book a 30-minute call and I'll walk through the gateway picks, platform integration, and negotiation approach specific to your Peru business.

Book a call · $29