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🇲🇾Malaysia

Payment gateways for Malaysia.

FPX (local bank transfer) + GrabPay/Touch 'n Go wallets are huge. Cards secondary.

3 gateways available0 native to Malaysia

🇲🇾 Malaysia — what you need to know

FPX (local bank transfer) + GrabPay/Touch 'n Go wallets are huge. Cards secondary.

Popular methods here: Credit / Debit Cards · Bank transfer · Local wallets · Cash on Delivery

🇲🇾 3 gateways in Malaysia

Xendit logo

Xendit

HQ Jakarta, Indonesia

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SEA merchants — native wallet + bank transfer support for ID/PH/MY/TH

Domestic cards2.9% + IDR 3,000 (Indonesia)
Local methodsBank transfer IDR 4,440 flat · GoPay/OVO 2%
Settlement: T+2 business days

Supports

Credit / Debit CardsBank transferLocal walletsCash on Delivery

Integrates with

ShopifyWooCommerceMagento (Adobe Commerce)
2C2P logo

2C2P

HQ Singapore

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Multi-country SEA merchants wanting one gateway for Thailand/Malaysia/Indonesia/etc.

Domestic cards2.5-3% + fixed depending on market
Local methodsWallets + bank transfers negotiated per country
Settlement: T+2 to T+7 depending on method

Supports

Credit / Debit CardsBank transferLocal walletsCash on Delivery

Integrates with

ShopifyMagento (Adobe Commerce)WooCommerce
Adyen logo

Adyen

HQ Amsterdam, Netherlands

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Enterprise + global merchants needing interchange-plus pricing at scale

Domestic cardsInterchange++ model: ~0.6% + €0.10 (EU) · ~2.9% (US) — negotiable at volume
Local methodsiDEAL €0.10 · SEPA €0.13 · Alipay 1.2%
ExtraMonthly platform fee $0-500 depending on volume
Settlement: Daily to T+2

Supports

Credit / Debit CardsInternational cardsApple PayGoogle PayKlarna (BNPL)Afterpay / Clearpay (BNPL)SEPA Direct DebitiDEALSofort / Klarna Pay NowBancontactAlipayWeChat PayPixBoleto BancárioOXXO

Integrates with

ShopifyBigCommerceMagento (Adobe Commerce)PrestaShop

Good to know

Not for small merchants — pricing benefits kick in above ~$100k/mo GMV.

Negotiate better rates — at volume, list prices are opening offers.

Above $50k/month in processing volume, every gateway negotiates. Book a call and I'll walk through which gateways to approach, what to ask for, and the ranges to target based on 500+ merchant negotiations.

Book a call · $29
How this data is sourced + kept fresh

Rates, payment method availability, and country coverage are compiled from published rate cards as of 2026, cross-checked against what our clients actually pay. We refresh quarterly.

Rates are typical published figures. Your actual rate depends on volume, business category, and negotiation. Above $50k/month in GMV, expect 20-40% below list prices.

Not affiliate. We don't earn commission for gateway signups. Rankings are based on country-fit + payment method coverage, not sponsorship.

Questions about Malaysia

People ask us these a lot.

What's the best payment gateway for Malaysia ecommerce?+

Malaysia is typically served well by global gateways like Stripe or PayPal combined with local-method support. The specific best pick depends on your order volume, AOV, and which payment methods your buyers expect.

Which payment methods do Malaysia buyers expect at checkout?+

FPX (local bank transfer) + GrabPay/Touch 'n Go wallets are huge. Cards secondary.

How many gateways support Malaysia?+

We track 3 major payment gateways available in Malaysia: Adyen, Xendit, 2C2P. Use the tool above to filter by your platform (Shopify, WooCommerce, etc.) or by specific payment methods you must support.

Do international cards work in Malaysia?+

Most gateways available in Malaysia support international cards, but at higher rates — typically 1-1.5% above domestic. For cross-border revenue above 30% of your mix, pick a gateway with good international card handling (Stripe, Adyen, PayPal are strongest).

Navigating Malaysia payments feels complex — because it is.

Book a 30-minute call and I'll walk through the gateway picks, platform integration, and negotiation approach specific to your Malaysia business.

Book a call · $29